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Why the Right Lender Makes All the Difference
Buying a home in Imperial Beach is exciting—but it can also be complicated without the right team in place. One of the most important players in any successful transaction? Your lender.

Deborah Vance
Aug 21, 20252 min read


The Truth About Your Down Payment
For decades, the “rule” for buying a home was simple: save up 20% for your down payment. But in today’s market, that’s no longer the norm—and for many, that’s great news.

Deborah Vance
Aug 12, 20252 min read


Your Life vs. Your 3% Mortgage
Many Imperial Beach homeowners hesitate to move because trading a 3% rate for today’s higher rates feels like giving up a golden ticket.

Deborah Vance
May 15, 20252 min read


Mortgage Rates Dip—Is Now the Right Time to Buy in Imperial Beach?
If you’ve been holding off on buying a home because of high mortgage rates, it might be time to take another look at the market.

Deborah Vance
Mar 13, 20252 min read


Your Credit Score and Your Path to Homeownership
Many potential buyers overestimate the credit score required to qualify for a loan.

Deborah Vance
Jan 14, 20252 min read


The Scoop On the Buyer Representation Agreement
A buyer representation agreement is the perfect way to kick things off and build a strong partnership with your real estate agent.

Deborah Vance
Jan 9, 20251 min read


Fresh Starts and New Keys: How to Plan for Your Dream Move in 2025
Whether you are searching for a place to grow your family, start a new adventure, or find peace and comfort, moving is transformative.

Deborah Vance
Dec 18, 20241 min read
Content by Deborah Vance, Radiant Realty Imperial Beach Realtor
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